Homebuyer Classes are one of the things I enjoy most about my career.  I get to meet and educate people about one of the most exciting events in their lives.  Please see below for class times and registration.

Sponsored by the Washington State Housing Finance Commission, myself and a lender have the opportunity to give a fun and interactive introduction to the process of purchasing a home.  Please register at bottom of page.

Upcoming Classes:

Date:  Saturday, January 17th 2009
Time:  10:15am to 3:15pm
Location:  Northgate Public Library
                10548 5th Ave NE
                Seattle, Wa 98125

The topics to be covered are:

*Advantages/Disadvantages of owning a home
*Steps to home ownership
*The players in the home buying process
*The benefits of getting loan pre-qualified & pre-approved before searching for a home
*Shopping for a lender.

*How much can you afford?
*Risk layering and compensating factors
*Identifying credit issues and how to address them
*How much money will you need?
*Selecting a loan program and how down payment and past credit affect loan
choices

*Secondary market explanation
*Budgeting/saving for the down payment and closing costs
*How to shop for a real estate professional
*Understanding agency representation
*Selecting a home and negotiation a purchase price
 
*The importance of a home inspection
*House key program issues
*The loan closing - what to expect with sample documents
*Foreclosure prevention and early delinquency intervention
 
*Home maintenance
*Consumer protection resources
*Community resources for further counseling and other assistance
*Fair housing
*Predatory lending

Please register at least 24 hours in advance.  To register click on the general request button at the bottom of this page.  Please note in the comments which class you would like to attend.  Thank you!